On The Job Accident
There are several types of benefits under workers compensation. These are
medical benefits, temporary disability benefits, retraining benefits, permanent
disability and death benefits. Medical benefits provide 100% payment of all
reasonable medical charges caused by injury or occupational disease. With this,
your employer has the right to direct you to an initial treating doctor. If your
employer does not direct you to a particular doctor, then you have the right to
select your own doctor. Once you have a treating doctor, you cannot change
doctors without either a referral from your treating doctor, approval from your
insurance company, or approval from the industrial commission. Treatment
obtained outside of these rules may result in you having to pay the bill.
Millions of employees are injured at work each year and thousands of work
accidents result in serious injuries and death. Employees who are injured at
work are entitled to compensation for their injuries. In death cases, families
may also be entitled to compensation. Depending upon the circumstances of the
injury, injured employees may be entitled to compensation through either the
workers' compensation system, or a personal injury lawsuit, or both. Employees
who have suffered a work injury should seek the advice of a law firm that is
well-recognized for its experience and expertise in injury cases. It is
important that the firm has the resources and knowledge required to identify and
litigate all the available claims to help ensure that the worker receives the
optimum compensation and benefits to which he is entitled.
Temporary disability is a way to get benefits when you can't go to work but are
still under a doctor's care. This benefit is generally based on 60% of your
wages plus additional benefits if you have children who are minors. There are
maximum and minimum rates that can also apply. Temporary disability benefits
should continue if there is no light duty work available for you. However, if an
employer does make light duty work available to you, within your restrictions,
you will get your wages instead of temporary disability benefits. If you can't
work your full number of hours or you get a reduced wage because of light duty,
then you should be entitled to partial benefits. If you are permanently injured
and your doctor says there is nothing further that can be done for you, he can
then give you a permanent injury rating. This injury rating may entitle you to
additional benefits and you may also be entitled to additional retraining or
permanent benefits. If you have been injured and have questions concerning
workers compensation you should speak with a personal injury attorney.
Contact a Florida Accident Lawyer:
Injured workers or their families should contact a skilled and dedicated
personal injury law firm which will investigate all possible sources of
compensation for the workers' injuries. It requires superior expertise and
experience to thoroughly analyze the facts and circumstances surrounding a work
injury and identify all possible third-party claims. Determining fault among
multiple potential third-party defendants can be complex and costly. Kinney,
Fernandez, and Boire PA has successfully handled thousands of injury claims and
many work-related claims.
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